How it works?


This asset based line of credit is our program that takes our clients one step closer to true traditional bank financing. This program is the next step after our factoring program, as it gets our clients trained and ready for what it will be like borrowing from a bank.

While we didn't invent this type of financing, we have taken it and applied our 12five values and technology towards it, which really differentiates it from other ABL products on the market.


  • Lower cost of capital.

  • Functions as a true revolving credit facility.

  • Utilizes an online borrowing base certificate.

  • Technology centered approach makes accessing this capital simple and easy.

  • Easier for your customers.

  • Draw down as little or as much as needed.